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View today's mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America. The current rate for the 30-year fixed refinance mortgage is based on a $985 origination fee; 1.5 discount points and would yield 360 equal payments. The current rate for the 15-year fixed refinance mortgage is based on a $985 origination fee; 1.375 discount points and would yield 180 equal payments. Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments. Motels - Bed and Breakfast - B&B and Hotels . Hospitality Industry Lending. Easy Qualifying . Hotel / Motel and Bed and Breakfast B&B lenders financing loans are made easy here at MFI. We make loans for acquisitions, new construction, refinance, and remodeling or expansions. Compare mortgage rates from multiple lenders in one place. It's fast, free, and anonymous. Rates can change at any time. Please call or visit your local BB&T branch for current pricing. Loans, lines of credit and credit cards are subject to credit approval.